Legal
Last updated: November 1, 2024. These terms govern your use of the 1212 Investments website and our services.
By accessing or using the website located at 1212investments.com (the "Site"), or by submitting any inquiry or application through our Site, you agree to be bound by these Terms and Conditions ("Terms"). These Terms constitute a legally binding agreement between you and 1212 Investments, LLC ("1212 Investments," "we," "us," or "our").
If you do not agree to these Terms, please discontinue use of our Site immediately. We reserve the right to modify these Terms at any time. Continued use of the Site after any changes constitutes your acceptance of the revised Terms.
1212 Investments, LLC is a direct business lender providing working capital loans, revenue-based financing, equipment financing, business lines of credit, invoice financing, and business term loans to qualifying businesses. Our services are available to business entities operating in the United States.
Use of our website does not guarantee approval of any funding application. All funding decisions are made at the sole discretion of 1212 Investments based on our underwriting criteria.
By submitting a funding inquiry through our Site, you represent and warrant that:
Providing false, misleading, or incomplete information may result in immediate denial of your funding application and may expose you to legal liability.
You agree to use our Site only for lawful purposes and in a manner that does not infringe the rights of others. Prohibited uses include:
All content on this Site — including text, graphics, logos, design elements, and HTML/CSS — is the property of 1212 Investments, LLC and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works without our prior written consent.
Your use of this Site is also governed by our Privacy Policy, which is incorporated herein by reference. By using the Site, you consent to the data practices described in our Privacy Policy.
If you have provided express written consent to receive SMS/MMS messages from 1212 Investments, LLC, the following terms apply:
Program: By opting in, you agree to receive recurring marketing and promotional SMS/MMS messages from 1212 Investments, LLC, including information about working capital loans, revenue-based financing, equipment financing, and other financial products and services, sent using an automated telephone dialing system (ATDS).
Message Frequency: Message frequency varies; you may receive up to 4 messages per month.
Message and Data Rates: Message and data rates may apply depending on your mobile carrier and plan. 1212 Investments, LLC is not responsible for any charges imposed by your carrier.
Opt-Out: Reply STOP at any time to unsubscribe from SMS messages. After opting out, you will receive a final confirmation text. You will not receive additional marketing SMS messages after opting out.
Help: Reply HELP at any time for assistance or contact us at joseph@1212investments.com.
Consent is NOT a condition of purchase. Your consent to receive SMS messages is entirely voluntary and is not required to obtain our financial products or services.
Supported Carriers: Major U.S. carriers. Carrier availability may vary.
To opt in to SMS communications, you must affirmatively check the SMS consent checkbox on our contact form. SMS opt-in data and consent information will not be shared with any third parties for marketing, promotional, or any other purposes.
THE SITE AND ITS CONTENT ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.
We do not warrant that the Site will be uninterrupted, error-free, or free of viruses or other harmful components. We do not guarantee the accuracy, completeness, or usefulness of any information on the Site.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, 1212 INVESTMENTS, LLC SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF YOUR USE OF OR INABILITY TO USE THIS SITE OR OUR SERVICES, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
Our total liability for any claim arising out of or relating to these Terms or our services shall not exceed the amount paid by you, if any, for access to our Site in the twelve months preceding the claim.
You agree to indemnify, defend, and hold harmless 1212 Investments, LLC, its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses arising out of your use of the Site, violation of these Terms, or infringement of any third-party rights.
Our Site may contain links to third-party websites. These links are provided for convenience only. We do not endorse, control, or assume responsibility for the content, privacy policies, or practices of any third-party sites. We encourage you to review the terms and privacy policies of any third-party sites you visit.
Content on this Site is for informational purposes only and does not constitute financial, legal, or investment advice. All funding applications are subject to our underwriting review and credit approval process. Rates, terms, and availability vary by business profile and are subject to change without notice.
These Terms shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the state and federal courts located in New York.
If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.
We reserve the right to modify these Terms at any time. When we make material changes, we will update the "Last Updated" date at the top of this page. Your continued use of the Site after any changes constitutes your acceptance of the revised Terms. We encourage you to review these Terms periodically.
If you have questions about these Terms and Conditions, please contact us:
1212 Investments, LLC
Email: joseph@1212investments.com
Website: 1212investments.com