Business Funding Solutions

Capital That Moves at the Pace of Business

1212 Investments delivers working capital, equipment financing, and revenue-based funding to businesses that can't wait. Decisions in 24 hours. Funding in days.

$50M+
Capital Deployed
1,200+
Businesses Funded
24hrs
Average Decision
98%
Client Satisfaction

Funding Built for
How Business Works

We offer flexible funding structures designed around your business's actual cash flow — not rigid bank criteria.

Working Capital Loans

Access immediate liquidity to cover operational expenses, payroll, inventory, and growth opportunities without depleting reserves.

Revenue-Based Financing

Flexible funding that scales with your business — repayment tied to your monthly revenue, so payments flex when business does.

Equipment Financing

Acquire the equipment your operations demand without upfront capital outlay. We finance new and pre-owned commercial equipment.

Business Term Loans

Structured financing with fixed terms for planned investments: expansions, acquisitions, renovations, and long-horizon growth.

Business Lines of Credit

Draw what you need, when you need it. Our revolving credit lines give you flexibility to respond to opportunities as they arise.

Invoice Financing

Turn outstanding invoices into working capital immediately. Stop waiting 60–90 days for clients to pay — access funds now.

A Direct Lender Built for Speed

As a direct funding source, we make decisions in-house — no middlemen, no bureaucracy, no delays.

24-Hour Credit Decisions

Submit your application today and receive a funding decision by tomorrow. We review every file in-house.

Direct Lender — No Brokers

Your deal stays with us from application to funding. No third-party approvals, no fee stacking, no runaround.

Flexible Qualification Criteria

We evaluate your business holistically — revenue trends, industry, and growth potential, not just credit scores.

Transparent Terms

Every offer comes with a clear breakdown of costs and repayment structure. No hidden fees, no surprises.

Ready to Access Capital?

Tell us about your business and funding needs. We'll identify the right solution and get back to you within one business day.

Start Your Application

Businesses We've Helped Fund

From retail to logistics, we've helped businesses across industries access the capital they need to grow.

★★★★★

"We needed $150K for a new equipment purchase and couldn't wait months for a bank. 1212 Investments had us funded in four days. Incredible speed."

Marcus T.
Commercial Logistics, NJ
★★★★★

"The revenue-based financing product was exactly what we needed to manage cash flow seasonally. Flexible, honest, and fast. Highly recommend."

Sandra R.
Specialty Retail, NY
★★★★★

"Unlike other lenders, 1212 Investments actually explained every term upfront. No surprises at closing. That kind of transparency is rare."

David K.
Wholesale Distribution, FL